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Terms and Conditions

This Terms & Conditions explains how we collect, use, and protect your personal information with care and transparency.

Agreement to Terms

By accessing or using our website services, you accept and agree to these Terms. If you disagree, please do not use our services.

Definitions

  • “Company”, “we”, “us” refers to Smail Property Group.

  • “User”, “you” means any visitor or client using our website or services.

  • “Services” include property investment guidance, portfolio consulting, referrals to finance brokers, information and related activities.

Use of Website

You agree:

  • To use this website legally and ethically.

  • Not to misuse content or submit harmful content.

We reserve the right to suspend or terminate access for violations.

Service Nature

Our website provides general investment information and property service descriptions. We:

  • Are not regulated financial advisers

  • Do not provide personalised financial, tax or legal advice

  • May introduce FCA-regulated professionals when relevant

Any decisions based on information from this site are solely your responsibility

Intellectual Property

Site content — text, images, logos, designs — is owned by us and protected by copyright. You may view and print for personal use, but do not reproduce, modify, distribute, or sell without written consent.

Links to Third-Party Websites

Our website may link to other sites. We are not responsible for their content, policies, privacy practices, or accuracy.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

  • Loss of data

  • Loss of profits

  • Indirect or consequential damages

  • Errors in content or third-party links

Indemnity

You agree to indemnify and hold us harmless from any claims arising from your use of the site or violation of these Terms.

Governing Law

These Terms are governed by the laws of England and Wales. Disputes shall be subject to the
exclusive jurisdiction of the courts of England and Wales.

Modifications to Terms

We may update Terms at any time — changes take effect when posted. Continued use implies acceptance.

Contact

If you have questions about these Terms & Conditions,

Email: info@smailpropertygroup.co.uk

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©2026 Heather Smail Property Group Ltd

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